Adam Pustelnik – Chief Risk Officer at MAK Group, Chief Information Security Officer. At MAK Group, he is responsible for the comprehensive risk and information security management strategy, the analysis of risks related to the MAK Group’s operations, oversight of crisis management, the preparation and updating of business continuity plans (BCPs), and the creation and maintenance of incident response plans (IRPs). He holds a PhD in economics from the Warsaw School of Economics, where he specialized in risk management. His over thirty-year professional career includes key positions in the financial and insurance sectors. He began his career in 1992 in Silesia at Feniks, and then served as Regional Director at Gerling Polska for over six years. In 2001, he moved to Warsaw, where he established and led the individual insurance department at Commercial Union Polska (AVIVA) as Director. Subsequent career milestones include: a member of the management board of AIG Polska responsible for personal insurance and the role of General Manager at Genworth Financial, where, together with his team, he built the company’s strong position in the bancassurance sector. From 2008 to 2011, he managed Signal Iduna’s insurance companies in Poland as President of the Management Board, also actively participating in the work of the Polish Chamber of Insurance, including as Vice-Chairman of the Health and Accident Insurance Commission. Subsequently, he was a partner at the consulting firm AhProfit and Vice-President of the broker PWS Konstanta S.A. From 2020, he served as Director of the Risk and Insurance Department (CRO) at PGE S.A., also serving on the Supervisory Board of PGE Dystrybucja S.A. From 2022 to 2025, he served as President of the Management Board of PGE Asekuracja S.A., an in-house broker within the PGE Capital Group. Adam holds a licensed insurance and reinsurance broker.